An On-The-Road (OTR) cash price of £45,999.00, with a deposit of £5,999.00, leaves an amount of credit of £40,000.00. This agreement results in a representative 8.90% APR, with total interest payable of £8,184.75, giving a total amount payable of £48,184.75. Payments are based on an agreement term of 48 months, with monthly payments of £993.50, followed by a final payment of £496.75.